A $2.9 million class action settlement has been reached with Communication Federal Credit Union (CFCU) after a data breach in early 2024 exposed personal information of thousands of customers. The breach happened between December 31, 2023, and January 11, 2024, potentially affecting names, Social Security numbers, addresses, bank details, and more. CFCU did not admit wrongdoing but agreed to the settlement to resolve the claims.
Eligible people can claim cash payments up to $7,500 for proven losses, or an estimated $125 cash payment if no losses occurred. Everyone in the class also gets three years of free credit monitoring and $1 million in identity theft insurance. The claim deadline is December 22, 2025—act fast if you think you qualify.
What Caused the CFCU Data Breach Lawsuit?
Hackers accessed CFCU’s systems and may have stolen sensitive customer data. The lawsuit said CFCU could have done more to protect information with better security. This put people at risk for identity theft and fraud.
The settlement provides money and protection without going to trial. Final court approval is expected at a hearing on January 7, 2026.
Who Qualifies for the Settlement?
You are likely in the class if:
- Your personal information was potentially exposed in the CFCU data breach (December 31, 2023 – January 11, 2024).
- You are a U.S. resident.
- You received a notice letter from CFCU (most affected people did).
Even if you didn’t get a letter but believe your data was involved, you may still qualify—check the official site.
No need to prove you were harmed to get the basic benefits.
Settlement Benefits Overview
| Benefit Type | Details | Estimated Amount/ Value |
|---|---|---|
| Out-of-Pocket Losses | Reimbursement for fraud costs, credit monitoring, ID replacement, etc. | Up to $7,500 (with proof) |
| No-Loss Cash Payment | Pro rata share of remaining fund | About $125 (may vary) |
| Credit Monitoring | 3 years of identity theft protection | Free (includes alerts) |
| Identity Theft Insurance | Coverage for restoration costs | $1 million policy |
Payments depend on valid claims and court approval.
Important Dates and Timeline
| Date | Event |
|---|---|
| November 21, 2025 | Deadline to exclude yourself or object |
| December 22, 2025 | Final deadline to file a claim |
| January 7, 2026 | Final approval hearing |
| Early-Mid 2026 | Payments and monitoring start (after approval and appeals) |
File online for fastest processing. Late claims are not accepted.
How to File a Claim and Check Status
- Visit the official site: www.CFCUDataIncidentSettlement.com
- Use your Notice ID (from the letter) to file online.
- Provide basic info and upload proof for loss claims (receipts, statements).
- Or mail a paper form (download from site).
Call the administrator at (844) 496-1149 or email info@CFCUDataIncidentSettlement.com for help.
Scam Warnings: Stay Safe
Fake messages or sites may say “Claim your CFCU money now” and ask for bank logins or fees. The real settlement is free—no payment required.
Only use www.CFCUDataIncidentSettlement.com. Never share sensitive info via unsolicited calls or emails.
Conclusion
The Communication Federal Credit Union $2.9 million data breach settlement offers real help—cash up to $7,500, a smaller payment for others, and free identity protection—for those affected by the 2024 incident. With the claim deadline just days away on December 22, 2025, check if you got a notice and file quickly on the official website.
This settlement shows how companies are held accountable for data security. Use only the verified site to claim safely and protect yourself from fraud.